ТКО ДМС

Your Personal Health Insurance Manager, Now in Your Pocket

Stop juggling paper policies and struggling to remember coverage details. ТКО ДМС transforms your smartphone into a full-featured health insurance command center, giving you instant access to your policy data, medical network directories, and claims history—all without a single phone call to your provider.

Core Functionality That Delivers

This lifestyle application is built around three primary operational pillars: policy management, provider discovery, and claims tracking. The dashboard displays your active ДМС policy details, including coverage limits, validity periods, and deductible status. The integrated medical network browser lets you filter clinics and specialists by specialty, distance, and patient ratings. Every claims submission generates a real-time status update, from initial filing through reimbursement approval.

The notification engine proactively alerts you to policy renewals, upcoming preventive care windows, and changes in your coverage terms. A built-in document vault securely stores all your policy PDFs, medical receipts, and referral letters, accessible offline for those moments when you need proof of coverage at a clinic.

Key Operational Advantages

• Instant Policy Access: View your full ДМС contract, coverage limits, and copay amounts with a single tap.
• Smart Provider Search: Locate in-network clinics and doctors by specialty, distance, and patient ratings.
• Real-Time Claims Tracker: Monitor every claim from submission through approval with push notifications.
• Document Vault: Securely store all insurance PDFs and medical receipts for offline access.
• Renewal Reminder System: Receive automated alerts 30, 14, and 7 days before your policy expires.

Take Control of Your Health Coverage

Download ТКО ДМС now and eliminate the paperwork, phone calls, and confusion from managing your medical insurance. Get it immediately and experience the convenience of having your entire policy ecosystem on your home screen.

Technical Disclaimer: This application requires an active internet connection for real-time data synchronization and provider directory updates. Some features, such as premium document scanning and priority claims processing, may require additional in-app purchases. Minimum Android version 5.0 (Lollipop) is required. Standard data usage rates from your mobile carrier apply when accessing medical provider directories or downloading policy documents.